Tuesday, January 31, 2017

7 flavors of CDs (certificates of deposit): Which one is best for you?

CDs come in different varieties. Find the one that meets your financial needs.

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6 reasons retirees would love a rate hike

The promise of better returns on their savings is just the beginning of the benefits.

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Million-dollar homes: What $1M will be in 12 markets

You could spend nearly $900 per square foot in Boston, versus $145 in Nebraska.

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What to do if you don't get your W-2 from the boss

If your employer is slacking or out of business, you have options. Here's what to do.

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Former hoops star Lamar Odom's net worth is a slam dunk

The retired basketball player has star status in the NBA and reality TV world.

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Count the commas in Future's net worth

The hit-making rapper has been busy accumulating a lot of wealth. See how he did it.

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How the 3 credit bureaus impact your life

Equifax, Experian and TransUnion rate your consumer creditworthiness. Here's how.

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W-2 seems wrong. Does my employer owe me money?

Without pay stubs, you still can check the math on your W-2. Here's what you can do.

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Video: The Dow crossed 20,000. What does it mean?

Our lead analyst explains how this milestone impacts you. You might be surprised.

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Monday, January 30, 2017

Quiz: How much do you know about filing taxes?

Before you begin tax filing, test your knowledge with these basic tax questions.

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7 surprising advantages of Fed rate hikes

Experts anticipate numerous rate increases in 2017. How could that help you?

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Adding a spouse to a reverse mortgage loan

If a spouse isn't named on a reverse mortgage loan, here's how to protect him or her.

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Rapper Bow Wow began building his net worth as a child

Bow Wow retired from rapping but is building his acting career. See what he's worth.

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How to save money at the grocery store

Eat well on a budget. Here's how to save money on food with apps, coupons and sales.

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Will the Fed talk Trump, raise interest rates?

Experts believe the Fed will "take a break" and assess the new presidency.

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Find your jumbo and FHA loan limits

Find the jumbo, FHA and conforming loan limits for mortgages in your county.

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7 ways the Fed's interest rate decisions affect you

Experts think the Fed will lift rates multiple times in 2017. What does that mean for you?

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Friday, January 27, 2017

10 tax terms to help you cut through the jargon

Master these key tax terms to understand the basics of how the tax system works.

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7 great cars and trucks with a low cost of ownership

Buyers look at the sticker price. Here's another cost to weigh before choosing a car.

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Reverse mortgage for med bills?

Don't let a reverse mortgage loan keep you from marrying, but mull these points first.

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How to save money fast

These five simple moves can help you build a cash cushion in no time.

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4 credit card mistakes that are more expensive in 2017

Credit card mistakes can hurt your wallet. But these blunders are getting more expensive.

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How much wealth did Prince leave behind?

The Rock and Roll Hall of Famer left behind an unmatched legacy and a massive estate.

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Is there an alternative to a regular car lease?

Looking for a less restrictive car lease? Here are options you may not have thought about.

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Thursday, January 26, 2017

10 reasons to take on debt in 2017

Debt doesn't have to wreck your financial life. Here's why it can be a good thing.

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You don't have to wait for 1099 forms to file taxes

While you don't have to wait for this form from most issuers, there is one exception.

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3 ways retirees can tap into their home equity

Seniors who need money to meet expenses have three options, each with pros and cons.

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Mortgage rates climb on day Dow reaches 20,000

Mortgage rates are up for first time in 2017, to the highest level since September 2014.

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Khloe Kardashian's net worth? A dose of reality

Kim and Kourtney's younger sister has no trouble keeping up with her sibs' success.

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How much does it cost to adopt a child?

Adoption faces many challenges, including cost. Here's what you can expect to pay.

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Selling a house? Know what costs to expect

Selling a house can be costly. Find out the fees and expenses you might incur.

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4 ways to stretch your budget for a new baby

A bundle of joy can cost a bundle, too. Here's how to maximize family finances.

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Wednesday, January 25, 2017

10 overlooked tax breaks you don't want to miss

Little expenses can add up and may be tax deductible. Be sure the check these out.

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5 things to know about reverse mortgage loans and 2nd homes

Own two homes and are contemplating a reverse mortgage? Here's what to consider.

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Lil Wayne's net worth makes him a milli and then some

See how the New Orleans native grew his net worth to $150 million.

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Model and Instagram sensation Kendall Jenner's net worth

The Kardashian little sister is building wealth thanks to her modeling career.

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Meet the 5 wealthiest American women

These superrich women have a combined net worth topping $100 billion.

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Tuesday, January 24, 2017

Should you use the 1040, 1040EZ or 1040A? It depends

Picking the right 1040 form could make a difference in your tax bill, so choose wisely.

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5 snags if your new spouse has a reverse mortgage loan

A reverse mortgage can be knotty for newlyweds. Know what you're getting into. 

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We tell you how to win our Money Makeover contest

Have an ambitious financial goal? Let Bankrate give you $10,000 and a plan.

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Believe in the size of singer Justin Bieber's net worth

The Biebs has gotten very rich in the 10 years since he was discovered on YouTube.

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Americans' concerns about interest rates on the rise

Significantly more people worry about rate hikes than a year ago, our study shows.

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Can we pay tax on RMDs later, or must we pay sooner?

You can pay tax from your last required minimum distribution if you meet these criteria.

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Monday, January 23, 2017

4 great ways to give kids a head start on saving

These savings vehicles allow parents to safely put away money for their kids' future.

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The 12 richest families in America

You don't choose your family, but when it comes to money, these clans share the billionaire jackpot.

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Singer Mariah Carey's net worth seems like a fantasy

From songwriter to vocal phenomenon, Mariah Carey has built her net worth to $520 million.

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5 sleek family-friendly cars from the Detroit auto show

These brand-new vehicles from the Detroit show combine safety, sexiness and style.

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Watch how a Trump presidency affects you

From the Wall Street to health care, we'll show you the impact of Trump's presidency.

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Friday, January 20, 2017

Keep up with the Kardashians: Kris Jenner's net worth

Check out how the Kardashian matriarch made her millions.

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The Bankrate Trump Index: How his words affect stocks

What's the impact of a Trump tweet on a company? Our index will show you.

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7 ways your taxes could change under Trump

The new president wants to lower tax rates for most Americans. See how you might save.

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Mexican tycoon Carlos Slim Helu's astounding net worth

Slim recently shed $27.1 billion off his net worth -- but he's still among the world's wealthiest.

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Can I lease a car with bad credit?

Leasing a car can be easy ... if you have good credit. Here's what to do if yours is bad.

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5 sleek luxury cars from the Detroit auto show

See what opulent beauties just debuted at the auto show in Detroit.

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Spousal IRAs a good tool for a stay-at-home parent

See why non-working spouses should take advantage of this retirement-saving vehicle.

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Thursday, January 19, 2017

On her own: Ivanka Trump's net worth

Donald Trump's daughter earned her millions as a businesswoman. See what she's worth.

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Olympian and reality-TV star Caitlyn Jenner's net worth

The former Olympian and reality-TV star's net worth should rise as her fame grows.

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5 dumb ways your kids make you spend money

Don't give in to a pouty face. Caving to kids' demands can put you in the poorhouse.

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Mortgage rates fall again, defying inflation

If prices keep rising, a Fed rate hike might follow. That would affect mortgages.

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4 big reasons Trump tariffs could cost consumers

The new president is proposing taxes on trade that could have upsides and downsides.

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8 best ways to make room in your budget for a baby

Don't wing it money-wise when having kids. Be sure a baby fits into your monthly costs.

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What does new parenthood cost? Less than you think

We find the cost of raising a baby might seem surprisingly cheap to many Americans.

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Housing winners and losers under President Trump

See who may benefit under the new administration, and who should be concerned.

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Personal loan rates unlikely to jump after Fed rate hike

A fixed-rate personal loan could be a way to combat rising credit card rates.

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Wednesday, January 18, 2017

Chris Brown's net worth: Sweet sound of success

Chris Brown built his net worth through concert and music sales, as well as YouTube revenue.

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Is a no-closing-cost mortgage for you? Decide in 3 easy steps

Assess the pros and cons of a mortgage that rolls your closing costs into the loan.

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Rapper Birdman's net worth has soared

Bryan "Birdman" Williams 2016 net worth was $110 million. See what he's up to today.

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How Trump's Cabinet secretaries could impact you

Trump has selected most of his Cabinet members. How will they influence your life?

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Do you have to file taxes? It depends on 3 things

Even if you don't have to file taxes, it may make sense to do so if you want a refund.

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Why pay off your mortgage with a reverse mortgage loan?

Many people use a reverse mortgage loan to retire a regular mortgage. Here's why.

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How much money should I have saved by 30?

There are many strategies for saving for retirement. Here are the five best ways to get started.

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8 ways Obama impacted your finances

The Obama years saw huge economic shifts. Are we better or worse off?

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5 coolest concept cars at the Detroit auto show

These cars could change what you'll be driving. See what people are talking about.

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Tuesday, January 17, 2017

Wondering if you could get a VA loan? Here are 5 things to know

Demand has surged for Veterans Affairs mortgages. Find out why.

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Can disabled veteran get a tax break on a short sale?

A tax break for short sales expired in 2016, but you may still qualify for tax relief.

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The presidents Wall Street loved most -- and least

See how stocks performed under presidents since 1900. Who led during the best years?

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What's the big deal about trade deals?

If Trump sticks to his campaign pledge, U.S. trade agreements may be dumped or redone.

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Labor unions: What's their future under Trump?

Will Trump and the GOP be friends or foes of labor? Find out what the movement faces.

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Monday, January 16, 2017

5 sexy sports cars turning heads at the Detroit auto show

The North American International Auto Show is introducing these sporty lookers.

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Conventional, FHA or VA mortgage: Which is for you?

There are three major mortgage types. Let's compare and see which is best for you.

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7 milestones in life that trigger taxes

Those big events in your life have tax consequences -- some good, some bad.

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4 reasons you need an HSA to go with your IRA

Health savings accounts have tax advantages to pump up your retirement portfolio.

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15 essential documents for preparing your tax return

Don't miss these statements, which will start arriving via email or snail mail.

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5 mortgages that require little or no money down

Short on down-payment cash? You still have several affordable options.

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Friday, January 13, 2017

How much can the mechanic do without asking owner?

Can an auto shop automatically fix additional problems that I didn't authorize?

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5 tips to stay safe in bad weather

No matter what weather you experience, these practical safety pointers can help.

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5 familiar American brands that are fading

These American companies have gone from iconic to intensive care. Will they survive?

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Anticipating a tax refund? You can e-file today

The IRS wants taxpayers to file electronically, offering free services as an incentive.

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The complications of gifting a home to family

Giving away a house is generous. Be sure it doesn't cause you headaches in the future.

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How Trump's Cabinet secretaries could impact you

Trump has selected most of his Cabinet members. How will they influence your life?

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Thursday, January 12, 2017

See how much birthday girl Betty White is worth

The beloved star turns 95 on Jan. 17! And, her wealth is as impressive as her age.

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Donald Trump presidency: 6 things to watch

Here are the main proposals to watch for in Donald Trump's first 100 days of presidency.

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Survey: Most Americans lack savings to cover emergencies

Bankrate finds unexpected expenses are common -- and often send us scrambling.

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Where will mortgage rates head next week?

Mortgage experts predict what will happen to rates over the next week -- and why.

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9 smart ways to tap your retirement nest egg

Congrats! You've saved a long time for a wonderful retirement. But follow the rules.

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3 smart ways to avoid tax refund loan loans

There are much better options than falling for a tax refund anticipation loan or check.

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6 ways a Trump presidency may affect your wallet

The new president could change parts of your financial life, including your taxes.

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Mortgage rates fall, and there's more to cheer about

Mortgage rates are down, purchases are up and FHA-insured loans will be cheaper.

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Wednesday, January 11, 2017

4 steps to reducing your mortgage closing costs

You can negotiate lower closing costs. A relatively new document can help.

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You can do this! 10 common tax-filing mistakes to avoid

From math errors to misspelled names, one slip could cost you or delay your tax refund.

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7 crucial facts about FHA loans

FHA loans play a vital role in today's real estate market. Here's what you should know.

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What to know about paying estimated taxes

If you're getting income that isn't subject to tax withholding, you'd better read this.

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What is a good FICO score?

A FICO number determines your eligibility for credit. See how your score measures up.

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Getting an unsecured line of credit for your business

Qualify for an unsecured business line of credit by keeping these factors in mind.

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6 times annuities make the most sense

Annuities aren't for everyone, but in these instances, they might fit your needs.

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You just got a new house. What are the 6 things you need to do now?

After adding a mortgage to your monthly bills, reduce other spending in the new year.

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Tuesday, January 10, 2017

Who owes gift or estate taxes? See the current rules

If you give away lots of money during your life or after, taxes may be triggered.

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How to haggle on your mortgage closing costs

The new Loan Estimate form is designed to make it easier for you to negotiate closing costs.

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14 Trump Cabinet picks ranked by net worth: Who's richest?

It's time for confirmation hearings for an administration called the wealthiest ever.

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Avoiding a cash crunch after a spouse's death

Cash flow problems following a spouse's death can be alleviated by taking these steps.

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Is a 401(k) early withdrawal penalty ever refunded?

Find out how to qualify for an exception to the rules on early distributions.

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How much does a food truck cost?

A food truck seems like a low-cost business, but there are big expenses to consider.

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Monday, January 9, 2017

Here are the tax exemption amounts for 2016 returns

Exemptions are like deductions. You can claim $4,050 each for yourself and family members.

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9 IRA secrets every saver should know

IRAs are often misunderstood. Here's how to cut through the confusion.

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Friday, January 6, 2017

How tennis ace Serena Williams built her net worth

Williams' career as a tennis star has made her one of the world's highest-paid athletes.

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5 'custom' cars you can buy at the dealer

These sleek, customized vehicles, which made their debut at a recent industry show.

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See the new standard tax deduction amounts

You might take the standard deduction if you don't itemize. Here's the new threshold.

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6 signs you can stop working and retire early

Don't say goodbye to the work world until you've considered these important factors.

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Do batteries from dead hybrid cars pose a threat?

A battery in a used-up hybrid car can have enough power for a second life.

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Does 'buyer beware' apply to illegal sewer line?

This mess really reeks. To fix it, you may need the cops, a lawyer and a lot of money.

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Which type of annuity is right for you?

Each flavor of annuity has its pros and cons. Get a rundown on them before buying one.

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Thursday, January 5, 2017

Standard or itemized deduction: Which is best for you?

You have to do some math to determine which method is best to use, but it's worth it.

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Filing status makes a difference in your tax bill

You may qualify for more than one, so be sure to pick the one that's best for you.

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6 surprisingly inexpensive places to retire abroad

You don't have to be rich to live the good life in retirement. Consider these destinations.

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Find out how your state compares for mortgage closing costs

Hawaii has the highest closing costs in Bankrate's survey. Where does your state rank?

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Mortgage rates fall into the new year

Mortgage rates finally edged downward this week, after rising nine weeks in a row.

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Wednesday, January 4, 2017

7 great ways to get organized for the upcoming tax season

Getting organized now will help make tax filing less frustrating and time-consuming.

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Video: 5 facts you didn't know about Social Security

Think you know Social Security? Our experts share little-known facts about it.

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10 tips for getting your best deal on a car in 2017

Follow this roadmap if you're resolving to replace your old vehicle in the new year.

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Interest rates to creep higher in 2017

Check out Bankrate's forecast rates for mortgages, auto loans and more.

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Mortgage rates to tiptoe higher in 2017

With the Fed's rate hike, mortgage rates are expected to rise, but by how much?

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Bond yields to edge higher in 2017

Is this the year to invest in Treasuries? Check out what's expected from yields.

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Auto loan rates to rev up in 2017

Rates on car loans have been low for years. Is this their year to shift gears?

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Credit card rates to creep higher in 2017

Will there be an uptick in credit card rates? Learn the cost of using plastic this year.

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Financial tips when nearing retirement

If you are approaching retirement, plan now for financial challenges so you don't run out of money.

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CD rates expected to rise slowly in 2017

CD rates have been dismally low. Will they improve if the Fed raises rates this year?

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8 pitfalls to avoid with an inherited IRA

Someone left you a fortune? You can lose a big chunk of it to taxes if you're not careful.

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2015 tax bracket rates

Check out the individual income tax rates and earnings to which they apply for 2015.

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Home Equity rates forecast

With the Fed's rate hike, mortgage rates are expected to rise, but what about home equity rates?

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Video: How does an ACH network save you money?

You may already be using an automated clearing house, without even realizing it.

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Tuesday, January 3, 2017

6 off-the-wall investments to shake up your IRA

Bored with your plain vanilla portfolio? Jazz it up if you can stomach the risk.

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7 simple ways to improve your credit score

Paying off your balances in full is just the beginning of a path toward better credit.

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What's the minimum wage in your state?

Your state may have a higher minimum wage than Uncle Sam's. Use our map to find out.

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Personal loans: Bad credit not a deal-killer

You can still get a personal loan with bad credit, but you may face tougher requirements.

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5 key questions to ask before buying an annuity

Annuities aren't for everyone. Find out if they're for you by asking these questions.

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Use $120K loss to offset gain from my home sale?

You could claim that huge loss if you meet certain criteria. Here are the rules.

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Monday, January 2, 2017

Top 10 real estate tips for 2017

Follow this advice whether you're thinking of buying or selling a home next year.

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The 10 best tips to prepare for the 2017 tax season

See how to meet your tax duties and avoid getting into trouble with the IRS.

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These 10 states are the highest for the minimum wage

Minimum-wage workers in 19 states just got a raise. Is your state one of the leaders?

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Don't let mortgage rates scare you

The last quarter was bad for rates, but they are still low by historical standards.

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We tell you how to win our Money Makeover contest

Have an ambitious financial goal? Let Bankrate give you $10,000 and a plan.

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